At Credi-TIN, safeguarding your privacy and maintaining your trust are paramount to us. This Privacy Policy outlines how we collect, use, share, and protect your personal information in accordance with U.S. privacy laws.

Recopilación de Información Personal
We collect personal information from various sources, including:
1. Information You Provide: When you open an account, apply for a product or service, or interact with us, we gather personal details like names, addresses, phone numbers, Social Security numbers, and financial data.
2. Service Usage Data: We collect information on how you use our online financial services, including transactions, payments, and electronic activities.
3. Information from Third Parties: To verify your identity and prevent fraud, we may obtain information from credit reporting agencies and identity verification services.

Use of Personal Information
We use your personal information for purposes such as:
- Processing transactions and delivering banking services.
- Complying with legal and regulatory obligations.
- Enhancing your experience and personalizing our services.
- Sending you relevant communications about products and offerings.
- Evaluating eligibility for financial products.

Sharing of Personal Information
We share your personal information only under specific circumstances:
- With service providers to facilitate transactions and services.
- With regulators and government agencies as required by law.
- With your consent, as you authorize us to share.
We do not sell your personal information to third parties.

Security of Personal Information
We maintain rigorous technical and organizational measures to protect your personal information against unauthorized access, loss, and misuse. Regular security assessments ensure the safety of our systems.

Your Rights
You have rights over your personal information, including the right to access, correct, and request deletion. If you wish to exercise these rights, please contact our customer service team.

Policy Updates
We may update this Privacy Policy periodically. Any changes will be posted on our website along with the effective date.
If you have any questions about our privacy practices or how we handle your personal information, please contact us.

Effective Date: January 2023
Last Updated: August 2023